Interest bearing credit
Up to 5 years credit available*
Available on orders starting from £500 with zero deposit.
Spread the cost of your shop with our 9.9% APR Representative interest bearing credit option. Allowing flexibility to spread your payments across 5 years and deposits starting as low as £0 with a purchase price of £500, you can make refreshing your home more affordable.
Allow your home makeover to begin earlier with our interest-bearing credit option and make payments easier to manage and budget for.
9.9% APR Representative interest and deposit from £0
Payments spread up to 5 years
Purchase can be used across flooring and beds
Available for orders from £500
Fitting charge is excluded from the credit offer
Visit us in store today to discuss and see if this is the best option for you. To see our other finance options, click here.
| Representative examples with no deposit | ||||
|---|---|---|---|---|
| Order value | £500 | £1000 | £2000 | £3000 |
| Deposit | £0 | £0 | £0 | £0 |
| Amount of credit | £500 | £1000 | £2000 | £3000 |
| Interest rate | 9.9% APR p.a fixed | 9.9% APR p.a fixed | 9.9% APR p.a fixed | 9.9% APR p.a fixed |
| Representative | 9.9% APR | 9.9% APR | 9.9% APR | 9.9% APR |
| Number of monthly payments | 60 | 60 | 60 | 60 |
| Monthly payment | £10.50 | £21.00 | £41.99 | £62.97 |
| Total amount to pay | £630.00 | £1260.00 | £2519.40 | £3778.20 |
| Representative examples with 15% deposit | ||||
|---|---|---|---|---|
| Order value | £500 | £1000 | £2000 | £3000 |
| Deposit | £75 | £150 | £300 | £450 |
| Amount of credit | £425 | £850 | £1700 | £2550 |
| Interest rate | 9.9% APR p.a fixed | 9.9% APR p.a fixed | 9.9% APR p.a fixed | 9.9% APR p.a fixed |
| Representative | 9.9% APR | 9.9% APR | 9.9% APR | 9.9% APR |
| Number of monthly payments | 60 | 60 | 60 | 60 |
| Monthly payment | £8.93 | £17.85 | £35.69 | £53.53 |
| Total amount to pay | £610.80 | £1221.00 | £2441.40 | £3661.80 |
Credit eligibility check
Are you 18 or older?
Are you in permanent paid employment for more than 16 hours a week?
Have you been a UK resident for at least 3 years?
Can you provide proof of address & proof of signature?
Do you have a bank account that can make payments by direct debit?
Are you purchasing the product for personal and not business use?
*Fitting charge is excluded from the credit offer. Minimum spend of £500 applies. 9.9% representative APR. No minimum deposit required. Terms and conditions apply. Subject to status. Please ask for details. Carpetright Limited, Purfleet Bypass, Purfleet, Essex RM19 1TT acts as a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital (UK) PLC authorised and regulated by the Financial Conduct Authority